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本帖最后由 PTL 于 2013-3-12 10:45 编辑 $ X3 l: m3 q$ r( F- T
kismet 发表于 2013-3-12 09:34  4 o! E8 }% O8 u7 b/ l
能具体说说这个提前拿退休金的事么？我正准备55岁就自己提前退休呢。但从来不知道还有部分退休金可以拿。
- z/ g' t3 a/ X' D* l7 O& L你的是PSPP吗？是的话，这里有些information。只是５５岁，又没有工作３５的话，拿不了全额的。http://www.pspp.ca/- C: Z3 D3 ], v2 _) J) P3 h! {
9 \# A) }2 | X" R7 T9 U+ bWhat are my options if I leave the Plan before I reach age 55?
# y9 f$ \) S. h* H) vYou have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.- N7 M7 n8 p! w7 J
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What are my options if I leave the Plan before I reach age 55?" N$ @$ ^# Z# R2 \- _
You have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.4 J4 f- R0 Z; O) X4 ^- t4 b Z J* D
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If you are 55 or older, you may:7 R- W! d1 v; C3 ~9 Y( I; s8 F3 l: S
) d- _* N# t7 e. J8 L7 _receive an immediate monthly pension, as well as any P" E( g1 Y l. M6 @/ S9 s; b
excess contributions. (If you choose to receive your4 z" s4 a8 @: w2 y$ i
pension before you turn 65 or before your age and years4 R( ]4 L' f3 ]9 |! h
of service add up to 85, your pension will be reduced.$ \3 f6 j; I, x7 Y0 q7 Y4 ?
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Reduced pension" Q3 W3 B/ j& o
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You can retire any time after you reach age 55 if you have at least% w* g- \. [& O( Q/ _4 x
two years of service (including any CPS).
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: N3 g1 Y5 p! X* LYour pension will be reduced0 b7 j" h- M1 Z% Q/ g) K
by three per cent for each year you retire early. ) a! q0 F2 \7 N: |' T3 `! l; [
5 N! f5 I0 }) M" E# v) X0 W/ P3 rThis reduction will
- m* B( J; F3 ~( `be based on the number of years your age is short of 65, or on the
+ T) @# g( ~7 e7 ^8 hnumber by which your age plus years of service is short of 85 points,
+ F7 h3 u0 L& ]0 P! i- Twhichever gives you the higher pension.
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Here is the users' book: http://www.pspp.ca/members/publications/PSPP_Member_Handbook.pdf9 J6 a/ K8 o$ s) k
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楼主: 菩提树
狗仔卡
发表于 2013-3-11 19:32
显身卡
楼主
发表于 2013-3-11 19:47
