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本帖最后由 年轻的心 于 2010-12-1 13:52 编辑 + R' T+ y4 C; S9 g8 z2 Z3 J9 g: t6 P
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2010年12月& V3 K' W& _; l( s) L
Bank of Canada Interest Rate
' F- C0 _7 L4 e( k p
1 u1 K9 n& U/ \; t- I+ v9 U1 B. X | September 8, 2010 | 1.00 % | October 19, 2010 | 1.00 % | December 7, 2010 | Next meeting date | Source: Bank of Canada
: P6 r" J. F! c) a! @. N4 u4 n/ B$ c3 L) t% r- B/ \4 J) C
7 `$ c( a$ x6 b. J! H
Bank Prime Lending Rate- V: F/ R+ E+ z# p
% a- q3 K: f* [0 R( M4 C9 r
& F# ^6 h# s) d* g9 N: K$ iSeptember 9, 2010 | 3.00 % | October 20, 2010 | 3.00 % | December 8, 2010 | Next meeting date | ; L! l4 i# Q) ^7 V. h
Source: Bank of Canada
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! _4 I: e4 L& T( \% q( r
* c4 \% u0 W& O$ ]! w5 r) H) I
" c; g8 Y% h! b5 h. Q
Conventional Mortgage - 5 Year Rate*
0 I5 R* z, \5 z: {( y7 C; j9 u4 V S; w3 `3 h
2 \* w6 J$ @5 w9 {0 S: dSeptember 15, 2010 | 5.39 % | October 18, 2010 | 5.29 % | November 29, 2010
1 j3 \) D2 U' C7 o9 }. N. l$ c | 5.44 % | , q2 n% h+ G4 o% o$ a
Source: Bank of Canada
3 _0 w4 p6 \3 }7 {" w# D*Determinant for high ratio mortgage variable qualifying rate
: o; z* L/ x9 h7 Y/ D9 _7 Z2 D- t A! k ?; w. z. V3 H. }
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# T! I3 K0 s$ ?! P' i1 c4 VUS Federal Reserve Board Discount Rate' c) v, G4 I1 g. Z
: O9 @, [2 g' T1 v& }1 P" f
8 P- l* R0 x1 r: H# u1 }September 21, 2010 | 0.00 % - 0.25 % | November 3, 2010 | 0.00 % - 0.25 % | December 14, 2010 | Next Meeting date | % P T. P% z; u! X4 v; H5 D& V3 F
Source: US Federal Reserve
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Exchange Rate $CDN($US)6 f S/ m/ Q& `: Y8 z) L0 C: W
October 28, 2010 | 0.9790 | November 10, 2010 | 1.0000 | November 26, 2010 | 0.9804 |
+ r, u0 A( j# @3 ySource: Bank of Canada
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$ U) Z. b3 R5 e0 P: x. A' _4 sGovernment of Canada Bonds
) | i- F( P5 s0 Z9 `! {; e/ u) o% p( d; V
: \9 z- x9 ^% T# qBond Type | October 27, 2010 | November 10, 2010 | November 24, 2010 | 1 year Treasury Bill * p" ]8 @' D6 H
| 1.21% : o& g' H, ? \
| 1.27% | 1.39% | 3 year Benchmark
7 d4 \) _& ]( @) NBond Yield | 1.59% | 1.73% | 1.94% | 5 year Benchmark
% C8 ]; e# ~& x7 PBond Yield | 2.06% | 2.20% | 2.48% | 10 year Benchmark* T8 f8 t' L$ `( F2 k
Bond Yield | 2.89% | 2.98% | 3.19% |
( ?$ @# u. x* \, USource: Bank of Canada
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$ h6 k" Y" Y7 m# {8 d4 O3 X/ y) _. e$ |
; c- ]7 X2 O4 e# N( |' ]' F1 K
Total New Housing Starts (Seasonally adjusted and annualized)7 x1 U7 J1 H6 h
Province
, l2 F5 x8 t6 J- r8 P | August
3 B |4 h: E3 l6 k L( |1 b2010 9 B% m, q; o, e) e v! s9 \# ^* `
| August" T2 Z; {( y, m7 M- v: m! y, w, n
2009 , ?+ ?8 i/ [+ Y! {: R, B+ R4 w' ^
| September: ~% r" V% o2 L2 N
2010
# ^. z* H. F- { | September
. ~5 y. Z4 ^# l4 R) Q% I( b; @( E2009
; Q% t9 e5 R F$ ~* X; u | October
6 e' H/ z% Y( q( v2010
( E3 L5 l$ }& O' M) G" z( K7 w/ L6 Q | October
; F" y9 V( x9 S' q$ B& H6 i7 |$ m2009 * B2 _. J# z" H) D
| Newfoundland/Labrador# v T' c% v; |! |
| 3,500
% ^6 {' r1 k7 O! v$ |8 I9 m | 2,400 6 c) }) w3 Y; l
| 3,100
" R- I) [+ C( F% J- }- q8 y( ~ | 2,800 ; ?5 `: }8 P6 V- l1 _* a( i1 `
| 3,400 $ {- [# o2 J3 V d7 b& e% d# t
| 2,900 ) c/ J5 C- q* R+ ^& i* h' i* q" T
| PEI
) T; g& ?: b# N) ?! T | 1,000
( U# r& G* O0 q | 1,000 4 W# C+ v. g8 d
| 500
3 F6 q! ]: i9 {* S$ R @, w | 700
6 w& C( }- l2 w | 400
o1 P* {: R) P; E, M | 1,200 ! z) }# B7 \8 {, X$ X8 ^/ P( g
| Nova Scotia' v# B4 i1 u8 H- v5 a) C" w
| 3,200
) `9 ~0 G, }; s9 ?& U | 4,200 8 v5 l( u4 L% l1 z
| 4,100 ; c6 @$ _# j6 }/ ]3 g! q& P: l e
| 4,500
$ {# a$ R/ J- s' F; U7 P | 4,700
' V0 S/ m M7 b | 4,000
" @4 R! s8 s0 I- P w# d | New Brunswick, M+ c' l8 S% v! p" Y' T; D
| 5,100
3 h( A* @5 Y! X' G$ n | 3,700 x9 _4 Z3 d9 V+ t, m# `. T- Z
| 2,400 ; S, d4 r/ G1 j. X \7 b, `/ E- M
| 2,900 ( W9 z3 ^6 L- Z" o0 C" M
| 4,900
% F+ n+ E5 `4 L9 D& _% s | 3,600 # H+ m% g% t' e4 c5 ~
| Quebec
6 S( ^/ K$ H( B* r" _! Y | 48,300
9 F2 Q& I) u4 z* J | 47,300 & P* ~* q: i$ y$ [7 G! u/ _. o) T/ h
| 50,700
/ `8 F( b$ _0 h8 e+ E0 o+ [ | 41,300
0 G+ |$ K# C9 I8 ^7 q" v/ @ | 48,600 % U i* p) }, W/ N
| 37,200 ! _# f3 {* @7 O% }: Z$ M
| Ontario
# Q) v m) I, L( m | 64,800
/ H" H( d# h: b% o( ~3 z3 c8 g7 ]) v | 44,200
) v( ?( m- ?, F5 V- b5 W4 l6 U | 58,000 $ X( A B: Q2 v; n
| 50,200 6 x$ h$ ]" J y& Q5 I1 p8 H
| 44,700 , z6 m" {7 V6 [. v
| 57,600 * N( Q$ |2 X! |* W& n
| Manitoba
* _/ ]" m- q8 b | 6,100
" R1 O8 O, F3 ~3 C5 B D; H | 5,000
' l$ _' u6 v4 J& ^ | 4,000 5 @0 a- X- G( |. {( T
| 4,400
0 F- c2 J' }4 \: |& K2 z | 3,800
) T, b& i4 P5 q5 | Y2 z' H4 T+ { | 4,200 6 j' c9 ]0 l9 c. ]9 U# R
| Saskatchewan7 G' n6 _1 G& Z: @ D+ ^
| 7,700 - B% g9 U: Y, f6 K3 q T! Q
| 5,100
8 F' j& c# d8 A( ~& `" Y0 ^ | 5,400 * n" {! Q1 \6 Z+ {. D+ R& c+ M
| 3,700
5 A! U/ V7 K" S2 }7 [- m$ M | 4,700 1 M! [* j+ Q2 f3 h! U) q3 _8 P3 e
| 3,600 0 W( g( D% W# \
| Alberta
& [) Y* d7 f- G; ^( ?- L3 u' R | 23,500
h: X8 n* I" H: E) _ | 18,400 ) y0 t5 y$ l0 V( w
| 27,100
6 u4 D! A v3 E; Q }9 {( u | 22,600 # h1 Z1 y: Q; i- y" G
| 25,200 # \. N0 ]1 M, B) W, r* o3 i b+ Q+ g6 ~
| 25,000 1 X( R/ [- e! w( }9 \
| British Columbia
2 }' @# c5 j5 j$ g | 27,800 - o) u+ @9 ^ d$ y
| 19,200
F6 I2 i; x- S. Z" p | 29,700
/ u0 Z2 p3 `" Q1 L1 ] x | 16,200 * t* W) [3 B: ~; \7 t
| 27,500
9 G7 _1 P. h2 {" I. T2 \/ { | 18,200 " H+ ?# j! V) f# p- ?9 b
| CANADA
. G8 {/ J& V( n7 c( b6 Q | 191,000 ; G2 i3 N8 b6 I8 r) X/ f. j
| 150,500 # v }9 L1 ?$ g
| 185,000
" b( J5 V* G3 M% b$ \& C, r8 H | 149,300
: |# I0 q! L0 ^$ b, c | 167,900 ; l' e4 A1 k4 Y4 t/ M, q8 J
| 157,400
7 g/ g* T/ d2 o; Y |
. ^5 I" K# A- c2 D- CSource: CMHC Housing Now - November 2010 and November 2009. This seasonally adjusted data goes through stages of revision at different times of the the year.
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Average MLS® Resale Price for Local Markets
1 ]; V& k; W# i0 G* v+ \( N6 x$ L4 J. T) N0 i+ x5 O& ~5 g% t
; B$ p# K: [; T3 C' ?
City | October 2009 | October 2010 | Halifax | $235,465 | $248,678 | Saint John | $178,632 3 h! r; b" O$ t3 k& f! f1 U/ t3 G
| $165,032 | Quebec | $219,440 | $246,918 | Montreal | $285,100 | $309,638 | Ottawa | $320,561 | $305,872 5 y0 |5 t& S" f4 [
| Toronto | $423,507 | $443,633 | Hamilton/Burlington | $296,253 | $305,872 | Winnipeg | $210,618 | $229,467 | Saskatoon | $274,759 | $293,929 | Calgary | $393,574 | $399,679 | Edmonton | $351,768 | $317,096 | Vancouver | $638,948 | $707,207 | Victoria | $481,500 | $343,747 |
; y& `% P7 B& T k0 LSource: Canadian Real Estate Association
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9 A8 I$ m$ k0 I9 o4 u4 \$ h& a' ^* S2 a) d7 o! ]
- M$ v5 |! I3 G' w' tQuarterly Housing Affordability Index * n9 c; f3 S( t
Standard Two-Storey + C3 [" N# N& z5 _( V8 u: ^- N
/ ?! x1 Q2 B1 \& [ | Average Price
! z( L4 f1 e" x- } |
6 y9 @! Y" M& K: @+ v$ B | RBC Housing Affordability Measure 1 \- G1 h4 z j5 f
| Region
9 ~% ?% }4 x8 k( u5 w$ |2 j5 Q | Q3 20100 u& ?( O* \5 K" W
($) 9 B1 D3 Y. i( ]* d
| Y/Y7 |' f2 b f( g5 g& x: [ a" ]1 i
% ch. ) V. s. X* y% ^. C6 ~% K; M9 v) q
| Qualifying
! p: I& n& h/ F4 X4 i. OIncome ($)
& n/ z2 L8 f, J5 [: eQ3 2010 X d$ f$ u0 j0 U
| Q3 20101 c* G$ ]; |( m! f: s
(%) 0 X a* s, @0 O+ w1 l: W% j
| Q/Q d% m3 @4 y6 ]" r' k+ Y
Ppt. Ch. 6 Z7 h8 U3 i. y Z/ h! T5 W
| Y/Y' S! z7 i2 @& T1 j' i- M4 x- A' e
Ppt. Ch.
- z J# w9 y" x. L. ^ | Avg. since8 @" x+ L. @ C% q$ w" M& }7 t( ^( S
'85 (%)
0 o* X6 i0 L/ F' A* I( `" W | Canada
8 a% ?! U" n# B' I0 _ | 370,700
; ]8 @7 r, I- D5 s" Z | 6.3
1 m$ Z6 Q3 ?7 Q( `4 ^6 [ | 83,100
% P* I' V' X& W& W4 j | 46.3 & K7 X7 r( V8 b
| -2.5 6 Q T0 v; c7 T j4 H/ z" d
| 0.3
/ {* H$ L+ ]7 ~8 E# y# r | 43.3
- Q5 s/ ?- D d5 ~. @# t& R$ U | British Columbia , d8 t c; }2 k/ X4 t0 t
| 624,800
1 x' o2 X$ z8 J$ X, A+ u | 8.0 ^2 b& u, V- O3 h; {' H
| 124,500 ! f* F! i! Y. _
| 67.5
3 }6 _# ] e( M: @6 ^2 G! v4 n1 i | -3.9
2 p! _/ q; j* y( ]6 @ | 1.4
9 p0 B8 R7 t; D | 54.1 # R: V; g& t5 f( b+ J& `( S
| Alberta . V c6 w0 B3 Z4 a$ H2 _
| 365,600
7 |9 r) l- k" v3 s& \: o+ ]' U/ l | 0.1
; Y- C$ j, J7 V' @+ T* w( I | 81,400
! S9 {1 d" C2 E' o& ? | 35.6 / y' h1 f- k4 \
| -1.8 $ C4 P9 S0 e( |7 o5 I
| -2.0 8 c- L5 j% e7 @# w, n; T( l3 o8 ?
| 38.6 0 ~3 g' u/ }9 l( R
| Saskatchewan
2 d% ]( M$ U. p9 Z! _( B | 315,300 $ }) h. F, h( m, q/ p
| 5.1 , t) A& o$ k) J/ Q9 L) p; [ X
| 74,100
2 J% c J% P2 g* _" ?: ` | 40.8
& w3 B! E# ?4 t | -2.2 ! Z9 U4 A2 N5 n5 t4 h q
| -1.1
8 n* h8 x5 o- U( A | 38.0
. O9 o" ^1 U' Z6 K | Manitoba 4 L+ a, t$ ?. h2 t' `
| 269,700 / p' i9 M8 |1 v* w
| 7.8 3 p3 y0 G D6 [9 w- y* b$ I
| 65,000
+ o& o9 }2 |1 o5 B. M( G2 l( Z) ^$ O9 L3 W | 37.1 & I9 w8 S9 V. b, m
| -2.3 0 P7 a* T- D6 ~, v& a
| 0.8
: i$ U$ Y3 _2 q+ v" N | 37.7
6 P4 W4 o5 M* r | Ontario : h$ m% _8 I& @2 N8 L( S
| 388,200 / S) L7 O: Q; X
| 6.2
/ J- f1 c4 Q9 P# E/ l n) d | 89,800
+ D0 t4 |" w k! v9 _6 X | 44.9
! W( c9 ?1 D9 _8 q* k | -2.4
* H/ x- s; ]4 y4 P/ R6 A | 0.4 # X0 v3 }$ p/ ` [" f9 l
| 43.7 6 d: ~2 Q, g' y7 W% A) l/ \
| Quebec 0 i* \ H$ C- v/ ~5 }
| 262,100 ) S/ N& L$ x! W* q
| 8.6 9 u8 d/ `. F' }# ~! I) I+ c& i1 c; S
| 61,700
/ G' X5 Q/ Q; I) n& _6 t8 t+ P | 41.7
- Z5 O! X, [$ W- J | -1.8
$ }$ _! U! W& W0 R | 1.3
s! X6 t" R; Z+ k& X | 38.8 $ ?% I, @8 R: Z1 \* Z0 t: ^. @
| Atlantic
7 a2 @1 o7 w4 ?- _, W( { | 222,100 , H0 ?: h7 Y* z7 f
| 4.3
4 B! z6 J) s! |) t5 W | 55,900 6 Q' [; x3 _! ^, n8 L6 M
| 36.5
; ~9 k" l1 m2 |/ d& e) k4 R | -1.4
. V" A" _, }! A | 0.1 1 Q6 @7 |8 N5 @
| 38.0
' q6 c: E* I! \2 V% t8 L0 {0 w! {/ Q | Toronto
4 F3 d0 } g9 N; c: {$ h | 554,700 6 {+ u1 ]& f+ _2 j6 T
| 5.6 $ l% A1 h8 W. Z6 z+ x9 p6 f, |: r
| 120,400
2 g* C9 V0 v5 X+ s, w | 56.2 ' z# W/ ] T4 e0 _
| -3.8
/ o/ b4 E3 p: r5 b* ]! v. d% {# A; t | 0.1 , h2 E! e' l9 L; U+ }+ X4 ^; B
| 53.4
3 V- A6 n3 o) r) d | Montreal & Q& F' G$ m( d5 x
| 335,300
O: r# {: r+ ?4 _5 [: S | 8.9
& P, T, e8 j0 z4 _+ S, Z- O | 75,800 * c; H: k9 R6 t( g) l! G
| 51.3 1 b' `! V7 q/ `' U% I, I
| -1.7
7 t) ] i' C4 k) n/ M5 J, I | 1.7 . V: u; h1 G9 c+ `; {( a
| 41.7
# f: c& B4 {: ? | Vancouver
1 L3 |7 B: {2 ]! | | 766,300
4 ~$ }; E* L- e) X- l2 b G$ Z/ f: V | 8.4
8 J$ Y% S1 ~; G) k: Y3 n | 149,400 / @1 j: B( v y5 y1 R1 R' V
| 78.1 0 M, v* @/ J( y+ \$ @
| -4.7
: A+ a$ [% C, z | 2.0
; D2 {! a: y. `/ z1 m' u1 b2 } | 62.6 ! O o. S/ f5 J6 }( u; |# \ f" N6 T
| Ottawa 2 C% F0 y8 v' ^9 X" | Z( S+ |
| 350,600
% K: H) q' x$ g1 p; S) v | 4.8
" L; a' K& n2 o* P$ ^ | 86,600
$ J( s4 r0 d# }- ~ | 40.5 & Z M3 ^% D; u
| -2.5
2 |3 W8 [/ v5 c( ?1 M$ B# h6 ` | 0.0
; @1 k; t- z$ V) O8 U | 39.1
* }; m/ {' ]" N, }, X h' \9 S | Calgary 8 s5 @( U7 _7 }* c# n0 \5 h
| 410,500 % z* ] o6 Q5 H9 c: S
| -1.0 9 y, E/ j% _8 v1 f$ V1 r- g
| 86,700
( S6 A/ o7 x; d5 J$ w7 F8 O4 @ | 37.9
4 [3 H1 E$ U. t0 _+ ` | -2.3
1 s6 x9 w! R+ R1 F# c7 c6 P& d4 V" N3 ~ | -2.6
$ a8 `$ R, n, b3 P6 |# Y | 40.3 ; x4 z/ J/ S( j' G0 E9 c
| Edmonton
2 n' n; ]7 F3 C3 c) X | 362,500 ( `3 r0 |; C7 e/ ~1 F7 {8 y
| 1.2 ; `3 K6 `9 U% S* n u- V' v
| 82,500 : W; R/ ?5 L1 {* ?
| 37.0
: M- h u5 N4 n& B- u% R: \ | -1.9 6 [! O6 V9 w! v* y
| -1.6 0 }# p% ]4 W( ~
| 37.0
3 o# V4 j4 c7 o6 A+ {7 ` | ' P, m% _- V+ w _$ C* u: h( t- E
Detached Bungalow
' z0 k% k7 T8 L) P; A1 X" [0 W/ r2 _* @% O2 g | Average Price 8 d! j5 R3 g+ E; x6 g0 F( Z
| 1 j7 Y% y5 h, q( K, M% P2 p, W
| RBC Housing Affordability Measure
0 L$ F: j( L5 M | Region
* M9 _+ e8 p- h) W | Q3 2010
, a& Z6 T0 |" g) ~5 d7 Y($)
) K& k$ b3 w- w/ L | Y/Y
" H( u1 ]# G8 r: |$ N+ d% ch. 7 [" J, F1 V! {& e
| Qualifying 9 E4 ?! s/ T0 a# r# e
Income ($)
- X1 F$ p+ C6 A7 u7 J6 lQ3 2010
6 t8 k2 E/ V! C1 x5 h6 c6 R | Q3 2010( G9 `% c8 F: A0 h p, h
(%) # v/ E# G6 s1 S% P; t3 O4 ~
| Q/Q
# ?/ {% n/ \3 x4 HPpt. Ch.
4 r x9 V1 t6 u/ o/ y$ F3 Z( ~( c | Y/Y3 [: f, P+ Y9 [! q/ R! s/ v
Ppt. Ch. + D. M, V2 n$ Z* p
| Avg. since, Z C4 q: o& f% e& T( ]
'85 (%)
% Q. C7 M$ k) K& y | Canada
; m/ k7 `' t0 g$ s | 325,300 6 V/ H6 [9 B: o; G2 b, S
| 6.8
$ E9 u' N5 Q9 n3 Z2 _/ ? | 72,500
9 ]0 o0 O) z! p3 R/ I' \ | 40.4 / E$ z5 x) B0 V9 e5 f% N1 _) C8 n1 D
| -2.4
0 `" \5 ?# _9 C. G# v9 h/ F8 C | 0.3
" _1 K- z2 b' w! @" Z N- O3 v/ M | 39.0
5 c' l1 W7 |$ w% E7 ^/ n) Z | British Columbia
! r$ k3 e5 O6 L) K | 544,700
- D9 |. [- Z/ d; w7 x9 H | 8.5
3 H4 [# o* W8 ]$ f6 \) b | 108,800 % h; i1 i5 Q; F; L. ~0 x5 a$ v
| 59.0
) `& x9 n7 ^4 R' m& _ | -5.0
) c# O0 ]5 Z1 `( ]6 Z3 T+ Z | 1.5
' e. N! i* ~1 E$ | X; _# F d4 |; N | 48.9
, u( C+ y# t0 [; E% I | Alberta 3 s+ d7 {& ?# m: Z6 [1 W- ~$ @2 G& K
| 340,500
9 s1 q! N! m9 Z% k | 2.9
3 [5 j+ M/ F3 U( H9 _" A/ x& J | 74,400
. m- n0 s$ _! ]; J6 p0 i% B | 32.5 + P1 H4 p+ a- k5 T& t! e+ {! ]
| -1.8
! H) c' n1 M5 E$ j | -1.2
2 u6 w6 y- A. ?8 a- d | 36.1
" e9 f2 `& u4 K* J | Saskatchewan ) {: E: j6 d$ R9 Z5 t
| 312,400 . c: c2 s: z9 |0 x
| 6.3
0 O/ I g% K5 L/ C | 70,900 % p0 J1 P& Q" X: C, F; `( }1 R
| 39.0 + \: g X/ Q7 q6 _" u
| -1.9 1 M8 G, {$ ^; u* g3 l, B2 u4 \9 A
| -0.8
5 v! g' y# z1 C' O# i6 ~ | 36.6 2 W% [3 |9 ^( A& {/ P7 J
| Manitoba
1 `0 y! a! w% A4 s) W4 @ | 251,000
/ K* V+ r2 O6 \( l | 9.2 # ~ P" y* b4 H5 v
| 60,800 . f1 ?6 X9 R t
| 34.7
# H# G3 J1 r) }9 B | -1.4 V9 H4 d% G2 m8 @1 c
| 1.1 8 |- M1 h2 z) _) `3 R
| 36.8 - V. h. u6 M" @4 {! c+ l8 q% l7 q
| Ontario 7 g1 z# [& {4 X5 g. d. J
| 337,400 ( q" [2 c/ t, s( ~5 q/ m
| 6.1
4 e' y9 }# g- A9 g) G | 77,900
7 \1 }$ o& U3 l, K' G | 38.9 2 }3 \8 l# O. p2 J
| -2.2
- J+ a# [, ~9 r2 @8 [6 L2 j- E% P& R: p | 0.2 + M: E0 l- R8 B0 ~1 l# \$ g! s) w6 `
| 40.1
: j& x7 ^# W" z6 K# s | Quebec & f5 E* L$ i& g1 ]
| 221,600
6 O1 ^* _, ]. k% H4 U | 9.3 % [3 d$ j E2 q4 j& w1 w5 m
| 51,700
" h. D5 u7 l0 Q7 ?! ^& \8 r; q) O | 35.0 4 C: X4 @/ }' g! j6 k) L; Y
| -1.4 ' g7 X) a( C. B3 N ~3 M
| 1.2
3 k: o) ], S g6 a5 K | 32.9 * V5 X0 Y `. L ]5 @$ x$ B
| Atlantic
* \, e: Y5 f" V/ b( I1 J | 196,600 + c) ?2 T* x& r+ w7 H
| 2.3
/ N, p) y" m) D, {4 L" O2 }8 f' X | 48,200
& N7 E$ C/ {0 c ^4 B6 f5 D' _* Z% g | 31.4
+ F$ E/ Z0 Q" i& A7 b5 ? | -1.0
' B4 v4 V( f0 O. y2 a | -0.4
$ E5 U& W0 u9 e3 `3 @. K | 31.6 % k$ {. _8 q% T1 r. G4 R
| Toronto / a' }& t9 e$ q; G- E
| 466,600 4 ~& F9 S; B3 n6 s
| 5.0 / W( d, W& u2 O2 k- H) G
| 101,100 - T3 L$ h1 j0 e2 C9 Y3 F2 B
| 47.2
/ C/ ]4 I0 @' Q( k; s7 i+ Z2 t* ? | -3.0 9 S$ V( n/ N( T/ A' ~
| -0.1
+ ~* D: P2 H) u i* e+ S | 48.2
1 a6 t4 _" S. N: @ | Montreal
. u t1 m' w2 l P | 271,100 2 K2 k' I( V9 ~+ x* z
| 11.8 # ~8 y4 m% J3 p3 F" |' t4 R
| 61,600 l0 M6 U% f2 _- p3 Q1 V/ @
| 41.7 ! G) a4 }6 D, P/ d0 }
| -1.3 * N3 G3 w9 w/ h7 }
| 2.2 % S% f" [2 C5 {5 g1 o& t
| 36.9 9 P7 ?/ U. {! z8 O
| Vancouver
) D7 f. `& M q+ n/ P; i | 672,500
- O, A$ r! k, V) g( m- O | 9.7 0 i3 B$ p* E# T9 m6 N' {
| 131,600
$ ? v* ^* n4 U4 _6 w | 68.8 ! v u N5 |+ w/ w" r# Z
| -5.4 . a) J* Q, ~, N9 }# W( V0 c
| 2.4
" Y0 G+ h' C. T | 57.3 ; e1 c0 f9 d9 s$ `. X
| Ottawa
E" Y M& ]; [! M/ B | 340,800
- A9 {( ?' M' y+ I- x' q' a | 3.4
3 ^" ?5 V. K1 f& H8 | | 81,800 5 u! N8 k; d) ~! k
| 38.2 [/ s; ~ B9 m2 [3 e# h$ u
| -2.9 # L, M6 ~: p8 T& x
| -0.5
, C) l- x o6 G5 o" X! K# @ | 36.6 6 h! d3 g0 F h' Z
| Calgary
3 v7 x9 O5 H( U" c( \) m* k | 412,700
( M' V% O- d0 ?# L$ T2 M" q | 2.7
1 H8 C* M7 r" P% s& l" x+ t | 85,00 5 l4 N6 p: e5 Y
| 37.1 5 W2 E) ?! z$ z; L/ e) D( f
| -2.0
, [8 i2 \9 X$ S7 `2 x& r! t, x | -1.5
; x# K* S. [. W | 39.9 , G g8 @3 k U# G* ~& R. G
| Edmonton h. y3 L6 Y& B; i! z1 _1 ~9 w' k
| 322,900 ) P% h7 F, m8 H' J
| 5.4 , f' K2 l% U; `; s
| 72,900
' f G! X/ ]" q. J% D | 32.7
0 U0 w4 K$ y2 ]/ ]0 T+ s7 f | -2.0 3 g# F* Z" _ a( P2 n9 [
| -0.5
/ L# s5 Y. u. J. ?- P | 33.9
1 K% `1 l" A1 o4 \1 u- y9 O | " i1 _& a5 ?9 y. V0 T4 Q
( @) u+ M& b5 g4 ~
Source: RBC November 2010. The measures are based on a 25% down payment, a 25-year mortgage loan at a five-year fixed rate and are estimated on a quarterly basis for each province and for Montreal, Toronto, Ottawa, Calgary, Edmonton and Vancouver-metropolitan areas. The measures use household income rather than family income to account for the growing number of unattached individuals in the housing market. The higher the measure, the more difficult it is to afford a house.
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