 鲜花( 87)  鸡蛋( 1)
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差别不大, 要看什么情况
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假设赚 100%，存入取出税率一样32%
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| | RRSP | TFSA | | 税前投入 | 7352 | 7352 | | Tax 32% | | 2352 | | Account value | 7352 | 5000 | | Win 100% | 14704 | 10000 | | Withdraw2 K, _% p8 n) z. w* q# G
| 14704 | 10000 | | Tax 32% | 4704 | 0 |
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# m# ]+ ~/ C. t- U8 ?- Z | | 10000 | 10000 |
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但是， 如果同样赚5000就有差别
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| RRSP | TFSA | | 税前投入 | 7352 | 7352 | | Tax 32% | | 2352 | | Account value | 7352 | 5000 | Win
/ `) n) O0 ?7 @ L! p3 `' {$5000 | 12352 | 10000 | Withdraw
& F& p r; s! ~7 a4 x) _, {/ U8 K | 12352 | 10000 | | Tax 32% | 3953 | 0 | ' [2 |5 a/ W: P
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| 8399 | 10000 |
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| | RRSP | TFSA | | 税前投入 | 7352 | 7352 | | Tax 32% | | 2352 | | Account value | 7352 | 5000 | | Win 100% | 14704 | 10000 | | Withdraw! k& V8 X$ }+ G* F) w
| 14704 | 10000 | | Tax 25% | 3676 | 0 |
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8 [& T+ t I7 u$ X2 { | | 11028 | 10000 |
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各有利弊 |
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狗仔卡
发表于 2009-4-29 14:30
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